| Retail Banking |
| *Deposit Scheme |
| Double Benefit Scheme (DBS) : |
| |
Deposit(One Time): |
Max. Tk.50,00,000 (Or Multiple of Tk.50,000).
Unlimited for institutional deposit. |
| |
Time Period: |
6 years. |
| |
Benefit: |
Double of initial deposit at maturity. |
| |
|
Details... |
| Investment Scheme at Retirement (ISR) : |
| |
Deposit(One Time): |
Any amount multiple of Tk.50,000. |
| |
Time Period:
|
5 years |
| |
Interest Rate:
|
12.25% (Simple) |
| |
|
Details... |
| Development Bank Savings Scheme (DBSS) : |
| |
Monthly Deposit: |
Multiple of Tk.500 (Maximum Tk. 10,000) |
| |
Time Period: |
5 years |
| |
Interest Rate:
|
10.00% (Compound) |
| |
|
Details... |
| Student Savings Scheme (SSS) : |
| |
Monthly Deposit: |
Multiple of Tk.500 (Maximum Tk. 10,000) |
| |
Time Period:
|
10 years |
| |
Interest Rate:
|
10.00% (Compound) |
| |
|
Details... |
| Chikitsa Savings Scheme (CSS) : |
| |
Monthly Deposit:
|
Multiple of Tk.500 (Maximum Tk. 10,000) |
| |
Time Period:
|
10 years |
| |
Interest Rate: |
10.00% (Compound) |
| |
|
Details... |
Marriage Savings Scheme (MSS) :
|
| |
Monthly Deposit:
|
Tk.100, 200, 300, 400, 500, 1000, 2000, 3000,
4000, 5000, 6000, 7000, 8000, 9000 and 10,000. |
| |
Time Period: |
10 years |
| |
Interest Rate: |
10.00% (Compound) |
| |
|
Details... |
| Monthly Income Scheme (MIS) : |
| |
Deposit(One Time):
|
Tk.50,000 ( and multiple of Tk. 50,000.00) |
| |
Time Period:
|
3 years |
| |
Interest Rate:
|
12.25% for 3 years deposit. (Simple) |
| |
|
Details... |
| *Loan /Credit Scheme |
| Home Building Loan (Residential /Commercial) : |
| |
Purpose:
|
Completion of construction of a house
(Residential / Commercial). |
| |
Loan Limit:
|
Maximum Tk.50, 00,000 for District level
Tk.80,00,000 for Division level; and
Tk.100,00,000 for City Corporation except
Dhaka and Chittagong.(For Dhaka and Chittagong City
Corporation;loan limit will be determined according to
the Project cost/Area) |
| |
Time Period: |
01-05 years. |
| |
Interest Rate:
|
17% per annum. (Compound) |
| |
|
Details... |
| Revolving Cash Credit(House Building loan for developers) : |
| |
Purpose: |
Construction of Commercial cum Residential
Building / Commercial Building.
|
| |
Loan Limit: |
Loan limit will be determined according to the
Project cost/ Area. |
| |
Time Period:
|
01 year(period may be extended up to 18 months). |
| |
Rate of Interest: |
17% per annum.(Compound) |
| |
|
Details... |
| Cash Credit : |
|
| |
Purpose:
|
Loan is provided for trading. |
| |
Loan Limit:
|
From Tk.50,000 .00 and above. |
| |
Time Period: |
1 year. |
| |
Interest Rate:
|
16% per annum. (Compound) |
| |
|
Details... |
| Working Capital Loan : |
| |
Purpose:
|
Loan is provided to industries for purchasing
inputs and for recurring expenses. |
| |
Loan Limit: |
From Tk.50,000 .00 and above. |
| |
Time Period:
|
1 year. |
| |
Interest Rate:
|
16% per annum. (Compound) |
| |
|
Details... |
| Personal Loan Scheme : |
| |
Purpose: |
Personal Loan may be availed for purchasing
of house hold items / services like purchasing
TV, DVD, Computer, Motor cycle, Furniture,
Medical Services etc.
|
| |
Loan Limit:
|
Minimum Tk.25000 to maximum Tk.10,00,000. |
| |
Time Period:
|
Minimum 24 months to Maximum 60 months. |
| |
Interest Rate:
|
16% per annum. (Simple) |
| |
|
Details... |
| Consumer Loan Scheme : |
| |
Purpose:
|
Consumer Loan may be availed for purchasing
consumer goods. |
| |
Loan Limit: |
Tk.10,000 to Tk.10,00,000. |
| |
Time Period:
|
1 to 5 years. |
| |
Interest Rate:
|
16% per annum. (Simple) |
| |
|
Details... |
| |
|
|
For Detailed information please contact with the nearest or any branch of
Bangladesh Development Bank Limited |
